Conveyance & Title Transfer

Overview

Who can apply

• Approved purchasers of government housing
• Households that have completed deposit and financing requirements

Required documents

• Final mortgage approval
• Identification
• Proof of insurance
• Stamp duty payment (where applicable)

Application steps

1. 1
   Complete financing

   Confirm final mortgage approval with your lender.

2. 2
   Document preparation

   Ministry legal staff prepare conveyance documents.

3. 3
   Signing & registration

   Documents are signed and registered with the Registrar General.

4. 4
   Receive title

   Title is delivered upon successful registration.

Legislation & official sources

Everything on this page is drawn from Bahamian law and official government sources.

• Stamp Act, Ch. 370

  Duties on conveyances and mortgages, including the first-home exemption in section 3B.

• First Home Exemption — Department of Inland Revenue

  Official application process for stamp duty / VAT relief on a first home.

• Registrar General's Department

  Recording of conveyances and searches of the register of records.

• Real Property Tax — Department of Inland Revenue

  Assessment, owner-occupied relief and payment of real property tax.

• Housing Act, Ch. 199

  Establishes the Housing Department, insured mortgage loans and programme administration.